Private Lenders



Want To Receive 10% Returns On Your Investment?

When we pay cash for a house, we offer a private lender the opportunity to loan the funds instead of using our own funds or loans from banks. Since we get a high return on our own cash, we can offer our private lenders a higher interest when we use their money to fund new deals. Maximum loan to value is 75%. That means we will borrow maximum $150,000 on a $200,000 property. The money we borrow is secured by a 1st note and deed of trust (mortgage). Our private lender gets a fixed interest based on the loan and term. Monthly payments include principal and interest, or interest only, depending on the needs. Interest only payments keep 100% of principal working. Most loans will typically be for 1 year but can be 1 to 10 year terms dependent upon the needs of the private lender. Sometimes we borrow offering a 2nd deed of trust. For example, on a house worth $200,000, if there is a first mortgage for $100,000, then we can offer our private lender a second mortgage of (up to) $50,000. In the case of a second position, we pay a higher interest rate.


A promissory note

A Deed of Trust recorded against the property

Added on to the hazard insurance of $2,000,000 as the mortgagee

A copy of any appraisals or market analysis reports

Lender's title insurance

10% - 12% interest paid

Monthly payments

Let me illustrate how they enjoy bigger profits using an example of $10,000 invested for 36 months with compounding interest. First, a bank CD paying 2% will grow to $10,612 in 36 months for a gain of $612. Next, a real estate note paying 8% will grow to $12,597 after 36 months for a gain of $2,597. Now that's over 400% more money on the same amount invested! What a difference! In another example, $50,000 in a CD that is earning 2% per year will give you $83.33 per month. But, a real estate note of $50,000 at 8% will give you $333.00 per month. Big difference!

We pay all costs involved to close the transaction.


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At Pro Home Buyers, our mission is to be your straight-forward and professional option for the sale of your property.

We strive to get you the cash you need to move forward with your life.

PRO Home Buyers

101 Colorado St Ste 1810
Austin, TX 78701


Monday - Friday: 9:00am - 8:00pm
Saturday: 9:00am - 8:00pm
Sunday: 9:00am - 8:00pm

You can call ANYTIME.